No money left at the end of the month? Wondering how to get financial peace of mind? Read our 4 tips.
1. Take stock
Do you know exactly how much you spend every month? What exactly do you have left over at the end of the month? Take a close look at everything. You can use ROOV for this.
Once you have a clear picture of your income and expenditure, you can move on to step 2.
2. Are there expenses you can save on
Do you still use that fitness subscription? Have you checked whether you can save on energy or your car insurance? With ROOV you can easily compare all these things in the app.
3. Build up a savings buffer
Anticipate the future by building a buffer. This will ensure that you can cope with unforeseen costs such as a repair to your house, car, you name it. If you have built up a buffer, you will experience much less stress when you have these unforeseen costs.
Want to know more? Read the article: How should you build a savings buffer ?
4. Set a budget
Determine what you want to spend each month on restaurant visits, clothes, etc. and evaluate whether the budget is realistic and make adjustments where necessary. and evaluate whether it is a realistic budget and make adjustments where necessary.
With these 4 tips, you will experience fewer financial worries.
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